Landlord outside a rental property with a letting board
Raising capital from investors may constitute a regulated activity under the Financial Services and Markets Act 2000. Always take legal advice before approaching investors or entering into capital-raising arrangements.

How to Raise Investor Capital for Property

growing-your-portfolio·Updated 2026-06-01·England

How to Raise Investor Capital for Property

Overview

What this guide covers

How to raise capital from private investors to fund property purchases — covering the different investor models, how to structure deals, what agreements are needed, investor expectations and the legal and regulatory framework.

Who it is for

Landlords who want to grow their portfolio faster than their own capital allows, and who are considering working with private investors or joint venture partners.

What this guide does not cover

  • Crowdfunding platforms
  • REIT structures
  • Institutional investment
  • FCA-regulated fundraising

Before you start, you will need:

  • ·A track record of successful property investment
  • ·A clear investment proposition
  • ·Understanding of basic property finance
  • ·Access to legal advice

When To Use This Guide

Use this guide when:

  • You have identified a good deal but lack the deposit or refurbishment capital
  • You want to scale your portfolio faster than your own savings allow
  • You have a friend, family member or professional contact who wants to invest in property
  • You are structuring a joint venture with another landlord or investor

Do not use this guide if:

  • Raising money from the general public without FCA authorisation
  • Promising guaranteed returns — this is a regulated activity
  • Entering into investor arrangements without a written agreement
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